Hah! I got one $200,000 better than that...
At Charleston, 90 miles north of Elko on the way to Jarbidge, I got hit head on by a county public works F250 pickup that was driving on the wrong side of the road around a blind turn.
Ground ambulance to Elko, then fixed-wing Life Flight to Reno. One day in Critical Care, two days in Intensive Care, two days in regular care, and 3-months on oxygen after discharge. 8 broken ribs, collar bone, shoulder blade and punctured lung.
I gave up on physical therapy after 3-months and simply got back on the dirt bike and haven't looked back.
All is good now, but riding buddies say I used to ride faster. I suggest that they ride point.